Fee check
What fees deserve a second look before you sign
Some fees are normal. Some are negotiable. Some are add-ons dressed up to look mandatory. Knowing the difference can protect hundreds or thousands of dollars.
Documentation fees
A documentation fee covers paperwork processing. In many states it is common, and in some places it may be capped or consistently charged by a dealer. It is still worth looking at because a high doc fee can offset an advertised discount.
Dealer add-ons
Nitrogen, paint protection, fabric protection, VIN etching, wheel locks, theft recovery, and similar products may appear on a quote as if they are required. Ask whether each item can be removed, declined, or discounted.
Government fees
Taxes, title, registration, and plate fees are generally not dealer profit. Still, they should be clear and consistent with your state and county. If a line item is vague, ask for the exact purpose of the charge.
Finance office products
Extended warranties, GAP, prepaid maintenance, tire and wheel coverage, and service contracts can be useful in the right situation, but they should be chosen deliberately. Do not evaluate them under time pressure at signing.